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Banking and credit law and securities

Companies that want to grow or invest often rely on external financing. Loans are therefore taken out on a daily basis. Not only with banks, but also between companies themselves, for example through a loan agreement or via the current account.

Numerous forms of collateral exist to ensure that these loans are repaid, some of which are stronger than others (mortgages, liens, guarantees, etc.).

The VSA business unit can assist you in carefully drafting a credit or loan agreement and in choosing the appropriate securities.

In addition, VSA has more than 30 years of experience in the recovery of credits and loans, as well as in organising the most appropriate defence against such recoveries.

We can assist you in connection with agreements and disputes relating to:
  • loan agreements
  • credit facilities (cash credit, investment credit, etc.)
  • the reinvestment charges or funding loss (read here an opinion and blog post about the reinvestment charges)
  • mortgages, mortgage-related powers of attorney, mortgage promises, liens, guarantees, letters of patronage, bank guarantees, negative collateral, etc.
  • retention of title
  • leasing
  • residential mortgages and consumer credit
  • credit intermediation, credit agency and credit brokerage